1639 Cape Coral Pkwy E, Suite 203 Cape Coral, FL


Phone: (239)549-5420
Fax: (239)549-7905
Email: dave@integratedinsfl.com




Durable and Home Medical Equipment


The healthcare industry is one of the fastest growing segments in our economy with steady expansion projected through the next decade. The need for a comprehensive solution to help healthcare service organizations manage risk has never been greater. Integrated insurance offers innovative products and special coverage’s with expert underwriters who know this industry inside and out, and experienced risk managers and claims specialists who are responsive.  Our Medical Durable Medical Equipment solution targets a wide range of products and services that cater to providers of medical equipment, orthotics and prosthetics:

Medical Equipment Insurance includes:


Durable and Home Medical Equipment

Retailers, Distributors and Service Contractors of home medical equipment that is sold or rented that can be placed in the home to facilitate treatment or rehabilitation. Examples include wheelchairs, oxygen, mobility equipment and medical gas equipment and feeding pumps.



Orthotics and Prosthetics

Practitioners, distributors, retailers, fabricators and fitters of a wide range of orthotic and prosthetic devices



Our comprehensive solution is tailored for this market, with a flexible array of coverage’s and services that can be customized to meet the unique needs of businesses selling or renting durable and home medical equipment.

Core Coverage’s include:

·         General Liability (including Products/Completed Operations), Professional Liability, Auto, Property, Inland Marine and Umbrella coverage

·         Property and General Liability Broadening endorsements provide enhanced coverage protection for your client's operations

Specialized Coverage’s include:

·         Professional Liability is available on either Occurrence or Claims-Made coverage forms with option for separate limits of insurance

·         Physical and Sexual Abuse Coverage

·         Emergency Event Management Coverage

·         Independent Medical and Non-Medical Contractors Coverage

·         Medical Director’s Coverage

·         Administrative Defense Coverage endorsement covers expenses related to any federal, state, local or other third party investigations (i.e., Medicare/Medicaid, HIPAA)

·         Data Breach Coverage

·         Other Liability coverage’s are available, including: Employee Benefits Liability, Employment Practices Liability, Stop Gap, etc.