1639 Cape Coral Pkwy E. Suite 203 Cape Coral, FL 33904

 

Phone: (239)549-5420
Fax: (239)549-7905
Email: dave@integratedinsfl.com

 
 
 
 
 
 

 



 

Boat Insurance

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It’s almost the weekend and you’re ready to get out on the water. With our local insurance agency we understand the lure of relaxing on the water, whether it’s a lake, river or the ocean. We know the ins and outs of insuring your bass or fishing boat, your cabin cruiser, ski boat, sailboat or pontoon. We’ll also insure your Jet Ski WaveRunner or other personal watercraft. Get comprehensive boat insurance coverage that protects you, your friends and family, your boat, your PWC and your boating gear for an entire year. With Safeco boat insurance, not only is your watercraft covered in the water, but it’s covered on land too.

Standard Coverage:

 

Agreed Value:

Boat and personal watercraft policies can be agreed value, no matter the age of your boat or personal watercraft. If your boat is declared a total loss after an accident or theft, you’re covered for the total value we agreed upon when you insured it. There’s no complicated depreciation formula based on the age and condition of your boat. All you pay is the deductible. If your boat or PWC is a total loss, we’ll cover everything else up to the value we agreed upon.

Fishing Poles, Water Skis, Cushions and Coolers

With personal effects coverage, your fishing gear and other personal property is covered for up to $750. Unattached equipment like water skis, deck chairs, anchors, safety equipment and marine electronics is automatically covered for up to 10 percent of your hull value or $100, whichever is greater.

On the Water Near You:

Boat insurance covers you and your boat up to 75 miles from the U.S. coastline and into Canadian coastal or inland waters. In California, Florida and Oregon, additional coverage areas can be purchased.

Popular Coverage Options:

Customize your boat and PWC insurance by choosing options that are right for you.

On-Water Assistance

Emergency assistance for boats and personal watercraft will reimburse you for the cost of on-water towing, labor and emergency services like delivery of fuel, oil or a loaned battery if your boat is disabled while on the water.

Liability:

Like auto insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages and other costs incurred as a result of a boating accident for which you are legally held responsible. It will also help pay for wreckage removal and fuel spill cleanup costs.

Medical Payments (MedPay):

Helps pay for expenses like hospital bills and medical care that you may be held responsible to pay if you cause an accident that injures someone else. Watercraft medical payments coverage is available from $500 to $10,000 and covers you, your passengers and even your water skiers and tubers, no matter who is at fault.

Physical Damage:

Helps pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged, up to the agreed value of your watercraft. Physical damage coverage also automatically includes coverage for unattached equipment, personal effects and emergency assistance. In some states, pet coverage is automatically included with physical damage coverage and additional fishing equipment is an option when at least one watercraft on your policy includes physical damage coverage.

Uninsured/Underinsured Watercraft Bodily Injury:

If you are hit by an uninsured or underinsured boater, and you are injured, this coverage helps pay for medical treatment, lost wages and other costs associated with the accident.

Boat insurance covers many kinds of boats, so even if you're looking for specific coverage-like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance-a boat insurance policy is what you need.

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